

Tara Siegel Bernard
Posts

Credit Companies Will Remove Stains From Repaid Medical Debts
Debts that are paid off after they go to collections will be removed, instead of staying on a credit reports for up to seven years,...

Mortgage rates hit 4 percent for the first time in 3 years.
The average rate on 30-year fixed mortgages dropped as low as 2.65 percent in January 2021.

What a Federal Reserve Rate Increase Means for You
Rates on credit cards, savings accounts and different kinds of loans move when the Fed changes its benchmark rate. Here’s what you need to know.

The Labor Department wants to investigate crypto in retirement plans.
Cryptocurrencies aren’t widely used in workplace retirement plans, but the department worries about separating “the facts from the hype.”

Covid Funeral Assistance Is an Underused Program
The government will reimburse up to $9,000 in funeral expenses for deaths related to the coronavirus. But most eligible survivors have yet to get relief.

A Guide to Quitting Your Job
From understanding why you want to leave to tackling health insurance and retirement plans, here’s your guide to a graceful exit — without leaving money...

I.R.S. to Start Tax Season With Major Backlog
At least 10 million returns from last year remain unprocessed because of short-staffing at the tax collector, according to the National Taxpayer Advocate.

What to Know as Student Loan Repayments Restart in February 2022
Loan payments are about to resume for tens of millions of borrowers. Here’s how to navigate the end of the payment pause — and how...

The C.F.P.B. says it will scrutinize banks that rely heavily on overdraft charges.
The consumer bureau’s chief says too many banks are hooked on “exploitive junk fees.”

No Credit Score? No Problem! Just Hand Over More Data.
To determine your risk, start-ups are applying technology to data points as various as your college and the mileage on the used car you want...