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  • Mark Miller

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The $25 Trillion System of Retirement Savings Needs Fixing

Fifty years after Congress passed a landmark retirement law, 401(k) and I.R.A. accounts enrich mostly higher-income households. Here are five ways they can be improved.

The $25 Trillion System of Retirement Savings Needs Fixing

Fifty years after Congress passed a landmark retirement law, 401(k) and I.R.A. accounts enrich mostly higher-income households. Here are five ways they can be improved.

What to Do When Your 401(k) Leaves Something to Be Desired

Over the course of a career, the high fees and a lower-quality menu of investment options found in some plans can shrink your balance significantly.

Retirees’ Pensions Were Restored. Debate About It Hasn’t Died.

A 2021 law providing aid for multiemployer plans underscores the partisan disagreement about how best to provide stability for older Americans.

Medicare Recipients Can Save on Drugs in 2024

Federal law set caps on some spending for seniors who are enrolled in Part D prescription drug plans. Those paying for high-cost medicines will benefit.

Social Security Struggles With Mounting Customer Service Issues

The Social Security Administration’s staffing and customer service issues have been mounting, and budget disputes in Congress could make them worse.

Medicare Open Enrollment Is Starting. Here’s How to Navigate the Ad Blitz.

A new study found that the advertisements can be confusing and misleading. Here’s how to make smart buying decisions.

Social Security’s COLA Is Coming. Here’s How to Protect Your Retirement.

Social Security’s cost of living adjustment, coming next week, helps retirees keep up with their bills, but there are other strategies for coping.

Social Security COLA Is Forecast Around 3%

Analysts say the 2024 adjustment, which helps older Americans keep up with inflation, won’t be nearly as high as his year’s but will still be...

States Try Easing the Burden of Long-Term Care’s High Cost

Seeing their own financial benefits, too, Washington and California are among the states creating programs to help older residents.