By Jasmine Browley ·Updated July 8, 2022
In the US, cash isn’t king. Credit is.
Credit is considered when applying for renting opportunities, mortgages, business loans and vehicle purchases among many other things, but a large group of the country are credit challenged.
54% of Black Americans either have no credit established, a poor or fair credit score, which is anything under 640.
Conversely, only 37% of White Americans reported the
